Terms and Conditions

1. General

1.1. These Website Terms and Conditions govern your use of Hemafinance Financial Technology Services Ltd's ("Hemafinance") website (the "Website"). Additional terms and conditions of use applicable to specific areas of the Website may also be posted in such areas and, together with these Terms and Conditions, govern your use of those areas. These Terms andConditions, together with any such additional terms and conditions, are referred to asthese "Terms." You are responsible for providing your own hardware, software, telephone or other communications equipment and/or service to connect to the Internet and access the Website and are responsible for all internet access charges, telephone charges orother fees or charges incurred in connecting to the internet and accessing the Website. By accessing this Website and any of its pages, you are agreeing to these Terms.

1.2. You agree and acknowledge that your use of this Website shall be for lawful purposesonly. You are solely responsible for compliance with all laws pertaining and regulations pertaining to your use of the Website, the use of any networks or other services connected to the Website, and the means of communication by which you connect your computer orother equipment to the Website. By accessing the Website, you agree that you will not:

  • Restrict or interfere with any other users' use or enjoyment of the Website;
  • Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane, or indecent information of any kind, including anything constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any local, state, national, or international law;
  • Post or transmit any information, software, or other material which violates or infringes in the rights of others;
  • Disrupt the normal flow of communication on the Website;
  • Claim a relationship with or to speak for any business, association, institution or other organization for which you are not authorized to claim such a relationship;-Violate any operating rule, policy or guideline of your internet access provider or onlineservice.

1.3 Hemafinance reserves the right, in its discretion, to change or modify all or any part of these terms at any time, effective immediately upon notice published on the Website. Your continued use of the Website constitutes your binding acceptance of these Terms, including any changes or modifications made by Hemafinance. If at any time these Terms are no longer acceptable to you, you should immediately cease all use of the Website, and then likewise reconsider the continously use of the products and services provided by Jms nonetheless.

2. Use of Content

2.1. You acknowledge that the Website contains information, software, photographs, audio andvideo clips, graphics, links and other material (collectively, the "Content") that areprotected by copyright, trademark or other proprietary rights of Hemafinance and/or third parties. All intellectual property in the Content on the Website belongs to Hemafinance. You agree to complywith any additional copyright notices, information, or restrictions contained in any Content available on or accessed through the Website. You may only use the Content only for personal, non-commercial use.

2.2. You may not modify, publish, transmit, transfer or sell, reproduce, create derivative worksfrom, distribute, perform, display, or in any way exploit any of the Content, in whole or inpart, except as expressly permitted in these Terms. You may post on the Website anyContent owned by you (such as your original statements), Content for which you havereceived express permission from the owner and Content in the public domain. Youassume all risk and responsibility for determining whether any Content is in the publicdomain. You grant to Hemafinance the right to edit, copy, publish, distribute, translate and otherwise use in any medium any Content that you place on the Service without compensation toyou. You represent and warrant that you are authorized to grant all rights set forth in thepreceding sentence.

2.3. Hemafinance does not represent or endorse the accuracy or reliability of any Content posted on the Website and you acknowledge that any reliance upon such Content shall be at your solerisk. Any Content placed on the Website by users represents the views of the user posting the statement, and does not represent the views of Hemafinance

2.4. The Service may contain links to sites on the Internet which are owned and operated bythird parties (the "External Sites"). You acknowledge that Hemafinance is not responsible for the availability of, or the content located on or through, any External Site. You should contactthe site administrator for those External Sites if you have any concerns regarding suchlinks or the content located on such External Sites.

3. Indentity

3.1. You agree to indemnify, defend and hold Hemafinance and its affiliates, and their respective officers, directors, owners, agents, information providers and licensors harmless from and against any and all claims, liability, losses, costs and expenses (including attorneys' fees) incurred by Hemafinance in connection with any use or alleged use of the Website under your password by any person, whether or not authorized by you. Hemafinance reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case,you agree to cooperate with Hemafinance defense of such claim.

4. Disclaimer of Warranties; Limitation of Liability

4.1. Neither Hemafinance nor any provider of third party content or their respective agents warrants thatthe service will be uninterrupted or error free; nor does Hemafinance, any third party content provider, or their respective agents make any warranty as to the results to be obtainedfrom use of the Website or the Content. The Website and the Content are distributed on an"as is, as available" basis. None of Hemafinance, third party content providers and their respective agents make any warranties of any kind, either express or implied, including, without limitation, warranties of title or implied warranties of merchant ability or fitness for aparticular purpose, with respect to the service, any content or any products or services sold through the service. Neither Hemafinance nor any third party content provider warrants thatany files available for downloading through the Website will be free of viruses or similar contamination or destructive features. You expressly agree that the entire risk as to the quality and performance of the service and the accuracy or completeness of the content is assumed solely by you.

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